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13 March 2023

The grim reality for New Zealand savers with money in the bank

With inflation like it is right now, you're only marginally better off having money in the bank than you would be having it stashed away under your mattress. So, what other options are there?

06 March 2023

Why do banks make term investments such hard work?

Bank term investments might seem like the way to go if you want to earn the best returns on your savings. But between all the T&Cs and fine print, are they really all they're cracked up to be?

03 March 2023

Will investors follow first home buyers?

Investors largely remain concerned about interest rate levels and access to bank finance. So when will they return to the housing market, and what will be the catalyst?

28 February 2023

Why "passive" property investment just won't cut it in the new world order

"Buy anything and wait" has been all the strategy you needed to make money in property over the last few decades. But as the world enters an extended period of low growth, doing well as a property investor will require a more active approach.

22 February 2023

Reserve Bank stays the course with 0.50% OCR hike

The Reserve Bank has played things pretty much as expected with today’s Official Cash Rate (OCR) announcement, pushing through a 0.50% hike to take us from 4.25% to 4.75%.

17 February 2023

The endgame starts - again

I recall mentioning last year there was a good chance that the housing market would bottom out around the end of 2022 then stage a small recovery over 2023 with prices maybe rising by 5%. But then the inflation numbers came in.

09 February 2023

The Goldilocks Zone: Can the Reserve Bank get it 'just right' on 22nd February?

After hitting us hard with one massive OCR increase after another last year, the Reserve Bank's next announcement on 22nd February is one they can't afford to mess up.

07 February 2023

Rodney's Ravings: Inflation will fall in 2023, but the battle's far from over

The good news? Many signs seem to indicate that inflation is starting to come under control. The not so good news? Wage pressure could send us into a wage price spiral that prolongs the battle.

07 February 2023

How you could use bank money to cope with higher mortgage costs

Not a lot of us have a spare $1k - $2k floating around each month. So, for those of us due for a fixed rate rollover this year, how do you fill the gap?

31 January 2023

Break fees: Why caution is needed when fixing your mortgage longer-term

This article is a cautionary tale for anyone feeling tempted by the recent fall in long-term mortgage rates: fixing long-term can come with some wicked hidden costs.

27 January 2023

KiwiSaver: How did Conservative and Cash Managed Funds stack up in 2022?

Let's just say that if you take a conservative approach to investing your KiwiSaver nest egg, 2022 was not a good year.

26 January 2023

What are the best high-interest savings accounts in market?

A lot of us are guilty of taking a "set and forget" approach to our savings, and that can cost us big time when it comes to returns. With interest rates on the rise, now's a great time to be rethinking your saving strategy.